Every one of us (whether a physical person or a legal entity) may cause damage to others during our social lives and/or our economic operations. In such cases we will be liable to pay relevant damages for actions taken. Under Saman liability insurance, Saman Insurance Co. covers liabilities caused by unintentional damage in cases where the law provides that the injured person should be compensated. There of different types of Saman liability insurance. However, there are 4 types among them which are more important.